Proactive Jumbo
With each year, new possibilities. And astute loan officers are quick to take advantage of what the new year brings, raising their commission levels and catapults to top producer status in no time.
I ask you one simple question: "Are you all you can do to maximize your earnings? "
Anyone in the mortgage industry for at least one years, knows that if house prices rise, do under the loan limits of both Fannie Mae and Freddie Mac. January is a great time to go through your existing customer base, and drilling for hidden opportunities. It is "found" money. And it is for you.
Here is a quick and easy way you can New Year start with a bang.
Go through All Your past customers, and pull out all the "JUMBO" loans you closed last year and before. As you know, the interest these loans are typically half a percentage point or more above standard meets loans.
The annual increase in loan limits, this is a great opportunity for an existing customer JUMBO refinancing of a loan, according to a regular loan and cut their interest! Even a small rate reduction can a customer hundreds of dollars in their monthly cash flow and thousands of dollars in interest over the life of their loan. It is simple math and the savings are black and white.
JUMBO loans refinancing loans is consistent easy money and your customers will be happy to! How many loan officers do you know that pro-actively and genuinely looking for ways to save money for their clients? Not much, I sure!
And those who do, certainly not to share their secrets with you. But, I will. This is the easiest sales call you've ever made! Not to forget The references you get back. It is a win-win situation. Miss the boat.
Your past customers are your greatest asset. They know you, they have a relationship with you, and they trust your. Waste no time! I beg you! Go through your customer database and mine now that you wait for the gold. What are you waiting for?
With the same old same old thinking and doing things same old way, you get nowhere. Think different. Be proactive. Add value to your relationship with your clients when you can. Explore the possibilities that lie hidden all around you. Do this and you will quickly vault to top producer status in no time. Not to mention your income and lifestyle will increase as a result.
Finally, always remember that every new year brings higher loan limits – and with it-a chance to pull in some quick, easy loan refinance. Whether you take full advantage and raise your level of the Commission, is whole.
The gold is there waiting for you, ready to be applied. But, you can reach out and take?
About the Author:
Rob Lawrence is ranked one of top national trainers in the mortgage industry. He is the currently the CEO of Battlecall.com, coaching, tools and resources to turn mortgage professionals into mortgage warriors. Visit http://www.battlecall.com for his free “Sink Or Swim” weekly newsletter, mortgage training, marketing advice and more! Jumpstart your career in the mortgage business, starting today.
Article Source: ArticlesBase.com – New Year and New Loan Limits Mean New Opportunities in the Mortgage Business
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Iams Minichunks ProActive Dry Food 17.5lb $24.79 Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food contains proteins sourced from chicken and egg coupled with seven essential nutrients to nourish the heart and body. The antioxidants helps maintain a strong immune system with gentle fiber source, so that your pet, smoothly absorbs the nutrients and the crunchy kibbles scrubs your dog’s teeth, reducing plaque and tartar buildup. Iams(R) ProActive Health™ is made in the USA. Features: Made in the USA Helps build strong, firm muscles with protein sourced from chicken and egg Enriched with antioxidants to help maintain a strong immune system, they’re also a gentle fiber source to support your dog’s ability to absorb nutrients Crunchy kibbles scrub your dog’s teeth with every bite to help reduce plaque and tartar buildup that can lead to bad breath Vet recommended 100% complete and balanced, with no fillers or artificial preservatives. 100% Satisfaction Guaranteed Item Specifications: Size: 17.5 lbs 33 lbs Flavor: Chicken Recommended For: Normally active adult dogs over the age of one Guaranteed Analysis: Crude Fat (min): 15.00% Crude Fiber (max):4.00% Crude Protein (min):26.00% Moisture (max): 10.00% Ingredients: Chicken, Corn Meal, Ground Whole Grain Sorghum, Chicken By-Product Meal, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E), Dried Beet Pulp, Chicken Flavor, Chicken Meal, Potassium Chloride, Dried Egg Product, Brewers Dried Yeast, Salt, Flax Meal, Fish Oil (preserved with mixed Tocopherols, a source of Vitamin E), Caramel, Calcium Carbonate, Choline Chloride, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate), Vitamins (Vitamin E Supplement, Ascorbic Acid, Vitamin A Acetate, Calcium Pantothenate, Biotin, Thiamine Mononitrate (source of vitamin B1), Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), DL-Methionine, Rosemary Extract |
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Iams Minichunks ProActive Dry Food 40lb $36.99 Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food contains proteins sourced from chicken and egg coupled with seven essential nutrients to nourish the heart and body. The antioxidants helps maintain a strong immune system with gentle fiber source, so that your pet, smoothly absorbs the nutrients and the crunchy kibbles scrubs your dog’s teeth, reducing plaque and tartar buildup. Iams(R) ProActive Health™ is made in the USA. Features: Made in the USA Helps build strong, firm muscles with protein sourced from chicken and egg Enriched with antioxidants to help maintain a strong immune system, they’re also a gentle fiber source to support your dog’s ability to absorb nutrients Crunchy kibbles scrub your dog’s teeth with every bite to help reduce plaque and tartar buildup that can lead to bad breath Vet recommended 100% complete and balanced, with no fillers or artificial preservatives. 100% Satisfaction Guaranteed Item Specifications: Size: 17.5 lbs 33 lbs Flavor: Chicken Recommended For: Normally active adult dogs over the age of one Guaranteed Analysis: Crude Fat (min): 15.00% Crude Fiber (max):4.00% Crude Protein (min):26.00% Moisture (max): 10.00% Ingredients: Chicken, Corn Meal, Ground Whole Grain Sorghum, Chicken By-Product Meal, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E), Dried Beet Pulp, Chicken Flavor, Chicken Meal, Potassium Chloride, Dried Egg Product, Brewers Dried Yeast, Salt, Flax Meal, Fish Oil (preserved with mixed Tocopherols, a source of Vitamin E), Caramel, Calcium Carbonate, Choline Chloride, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate), Vitamins (Vitamin E Supplement, Ascorbic Acid, Vitamin A Acetate, Calcium Pantothenate, Biotin, Thiamine Mononitrate (source of vitamin B1), Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), DL-Methionine, Rosemary Extract |
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Iams Minichunks ProActive Dry Food 33lb $43.99 Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food Iams(R) ProActive Health™ Adult MiniChunks Dry Dog Food contains proteins sourced from chicken and egg coupled with seven essential nutrients to nourish the heart and body. The antioxidants helps maintain a strong immune system with gentle fiber source, so that your pet, smoothly absorbs the nutrients and the crunchy kibbles scrubs your dog’s teeth, reducing plaque and tartar buildup. Iams(R) ProActive Health™ is made in the USA. Features: Made in the USA Helps build strong, firm muscles with protein sourced from chicken and egg Enriched with antioxidants to help maintain a strong immune system, they’re also a gentle fiber source to support your dog’s ability to absorb nutrients Crunchy kibbles scrub your dog’s teeth with every bite to help reduce plaque and tartar buildup that can lead to bad breath Vet recommended 100% complete and balanced, with no fillers or artificial preservatives. 100% Satisfaction Guaranteed Item Specifications: Size: 17.5 lbs 33 lbs Flavor: Chicken Recommended For: Normally active adult dogs over the age of one Guaranteed Analysis: Crude Fat (min): 15.00% Crude Fiber (max):4.00% Crude Protein (min):26.00% Moisture (max): 10.00% Ingredients: Chicken, Corn Meal, Ground Whole Grain Sorghum, Chicken By-Product Meal, Chicken Fat (preserved with mixed Tocopherols, a source of Vitamin E), Dried Beet Pulp, Chicken Flavor, Chicken Meal, Potassium Chloride, Dried Egg Product, Brewers Dried Yeast, Salt, Flax Meal, Fish Oil (preserved with mixed Tocopherols, a source of Vitamin E), Caramel, Calcium Carbonate, Choline Chloride, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate), Vitamins (Vitamin E Supplement, Ascorbic Acid, Vitamin A Acetate, Calcium Pantothenate, Biotin, Thiamine Mononitrate (source of vitamin B1), Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), DL-Methionine, Rosemary Extract |
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Iams Chunks ProActive Dry Dog Food 8lb $11.99 Iams(R) ProActive Health™ Chunks Canned Dog Food Case 12 Pack Iams(R) ProActive Health™ Chunks Canned Dog Food Case completely qualifies as a homemade delicacy. The protein rich meal has been prepared with real broth and the added vitamins and minerals ensure that your dog receives only the best in every bite. ProActive Health™ canned recipes with PreBiotics plus added vitamins and minerals gives dogs the taste they love and nutrition they need to support strong defenses. Iams(R) ProActive Health™ is made in the USA. Features: Made in the USA Gives your pet the taste and nutrition of a homemade meal With real broth in every healthy bite, your pet will find mealtime irresistible Made from natural ingredients slow-cooked in real broth PLUS added vitamins, minerals and amino acids Item Specifications: Size: 12 Pack (12.3 oz. each can) Flavor: Chicken and Beef in Gravy Chicken and Vegetables in Gravy Chicken in Gravy Beef and Vegetables in Gravy Chicken and Beef in Gravy Guaranteed Analysis: Crude Protein (min): 8.00% Crude Fat (min): 5.00% Crude Fiber (max): 1.50% Moisture (max): 82.00% Omega 6 Fatty Acid (min): 0.80% Omega 3 Fatty Acid (min): 0.10% Chicken and Beef in Gravy Ingredients: Meat Broth, Chicken, Chicken Liver, Chicken By-Products, Beef, Wheat gluten, Meat By-Products, Dried Beet Pulp, Salt, Flax Meal, Guar Gum, Dextrose, Potassium Chloride, Vitamins (Vitamin E Supplement, Ascorbic Acid, Thiamine Mononitrate (source of vitamin B1), Calcium Pantothenate, Biotin, Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), Caramel, Calcium Sulfate, Carrageenan, Choline Chloride, Xylose, Sodium Tripolyphosphate, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate) Chicken and Vegetables in Gravy Guaranteed Analysis: Crude Protein (min): 8.00% Crude Fat (min):5.00% Crude Fiber (max):1.50% Moisture (max): 82.00% Omega 6 fatty Acid (min):0.80% Omega 3 Fatty Acid (min): 0.10% Chicken in Vegetables in Gravy Ingredients: Chicken Broth, Chicken, Chicken Liver, Chicken By-Products, Wheat gluten, Carrots, Peas, Meat By-Products, Dried Beet Pulp, Salt, Flax Meal, Guar Gum, Dextrose, Calcium Sulfate, Potassium Chloride, Titanium Dioxide, Vitamins (Vitamin E Supplement, Ascorbic Acid, Thiamine Mononitrate (source of vitamin B1), Calcium Pantothenate, Biotin, Vitamin B12 Supplement, Niacin, Riboflavin Supplement (source of vitamin B2), Inositol, Pyridoxine Hydrochloride (source of vitamin B6), Vitamin D3 Supplement, Folic Acid), Carrageenan, Choline Chloride, Xylose, Sodium Tripolyphosphate, Minerals (Ferrous Sulfate, Zinc Oxide, Manganese Sulfate, Copper Sulfate, Manganous Oxide, Potassium Iodide, Cobalt Carbonate), Caramel Chicken and Gravy Guaranteed Analysis: Crude Protein (min): 8.0% Crude Fiber (max): 1.5% Crude Fat (min): 5% Moisture (max): 82% Chicken in Gravy In |
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Jumbo Bone $3.99 JUMBO BONE: a big plastic white bone. A great ghoul, horror, caveman, dog, etc accessory/ prop. |
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Saw Palmetto PROACTIVE, 30 CAP $23.99 Saw PalmettoSaw Palmetto (Serona Repens) is an herb that relieves the conversion of testosterone to dihydortestosterone, which helps to relieve the development of prostate disease and may also be beneficial for genitourinary problems, endocrine disorders, infertility, impotence, menstrual disorders, ovarian dysfunction, lactation, thyroid deficiencies, and painful menstrual periods.(Saw Palmetto “Prost Active” by Natures Way). |
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Proactive Classroom Management, K-8 (Paperback) $51.7 This book provides easy-to-use, innovative strategies and methods to help educators empower students to take responsibility for their behavior. These activities provide opportunities for students to learn how to manage their own behavior and become self-reliant, responsible students and citizens. Additionally, this book invites and encourages readers to take a keen look at ways they might be adding to rather than reducing behavioral problems in classroom settings. |
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100% Kanekalon Jumbo Braid $2.29 Sassy Kanekalon Jumbo Braid for softer, silkier braids. |
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Sassy Kanekalon Jumbo Braid $2.29 Sassy Kanekalon Jumbo Braid for softer, silkier braids. |
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Jumbo Green Glasses $1.49 Jumbo Green Glasses. Made of plastic and measures 10.5″ |
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SpongeBob Jumbo Foil Balloon $6.99 “Includes 1 jumbo mylar balloon. Measures 26″”.” |
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Unicorn Jumbo Foil Balloon $6.99 “Includes 1 jumbo mylar balloon. Measures 33″”.” |
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Thomas Jumbo Foil Balloon $6.99 “Includes 1 jumbo mylar balloon. Measures 26″”.” |
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Princess Jumbo Foil Balloon $6.99 “Includes 1 jumbo mylar balloons. Measures 34″”.” |
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Inflatable Jumbo Tiki Pole $16.99 The Inflatable Jumbo Tiki Pole inflates to 6′ tall! |
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Super-Jumbo Passenger Carriers $34.99 Super-Jumbo Passenger Carriers – Giclee Print |
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Jumbo Rocks Area $24.99 Richard Cummins Jumbo Rocks Area – Photographic Print |
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Jumbo, The Children’s Giant Pet $19.99 Jumbo, The Children’s Giant Pet – Premium Poster |
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Jumbo, the Children’s Giant Pet $39.99 Jumbo, the Children’s Giant Pet – Giclee Print |
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Mt. Jumbo, Missoula, Montana $24.99 Mt. Jumbo, Missoula, Montana – Premium Poster |
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Gator GL-JUMBO Lightweight Jumbo Acoustic Guitar Case $89.99 Gator GL-JUMBO Lightweight Jumbo Acoustic Guitar Case |
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Jumbo Duck Pool & Spa Chlorinator $19.99 Jumbo Duck Pool & Spa Chlorinator |
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Jumbo Gator Pool & Spa Chlorinator $19.99 Jumbo Gator Pool & Spa Chlorinator |
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Gold Spiked Jumbo Hoop Earrings $39 Gold Spiked Jumbo Hoop Earrings |
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Spiked Jumbo Hoop Earrings Rhodium $39 Spiked Jumbo Hoop Earrings Rhodium |
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Prince Lionheart Jumbo Corner Guards $11.95 Prince Lionheart Jumbo Corner Guards |
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Prince Lionheart Jumbo Edge Guards $24.99 Prince Lionheart Jumbo Edge Guards |
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Ultrak T-4 Jumbo Dual Timer $32 Ultrak T-4 Jumbo Dual Timer |
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Ultrak T-2 Jumbo Countdown Timer $20 Ultrak T-2 Jumbo Countdown Timer |
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Jumbo Santa Set/ Father Xmas $139.99 Jumbo Santa Set/ Father Xmas |
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Super Size Jumbo Afro Wig $39.95 Super Size Jumbo Afro Wig |
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Jumbo Afro Clown Deluxe Wig $19.95 Jumbo Afro Clown Deluxe Wig |
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Jumbo Rock N Roll Glasses $7.99 Jumbo Rock N Roll Glasses |
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Snazaroo Jumbo Face Painting Pallet $69.99 Snazaroo Jumbo Face Painting Pallet |
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Meinl Fiberglass Jumbo Shekere Jumbo $169.99 This Meinl Jumbo Shekere is handmade from premium fiberglass and fitted with a net of beads. It delivers a crisp sound, and unlike gourd shekeres, it is nearly unbreakable. |
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LACE JUMBO NET THIGH HIGHS $6.99 LACE JUMBO NET THIGH HIGHS |
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Jumbo Slate Address Plaque With Bracket $229 Jumbo Slate Address Plaque With Bracket |
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Jumbo Candy Necklaces (24 count) $9.99 Includes (24) jumbo candy necklaces. |
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Hospital Honey – Nurse Jumbo Hypo $4.99 Includes one jumbo hypodermic needle. |
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Justin Bieber Jumbo Gift Bag $3.99 Includes (1) Jumbo Gift Bag. |
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Jumbo Wall Anchors(Pack Of 144) $235 Jumbo wall anchors 9 pc… |
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Jumbo Coloring Pad – Blue – 4226 $12.99 Jumbo Coloring Pad – Blue – 4226 |
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SKB SKB-2416 ATA Jumbo Case $184.99 SKB SKB-2416 ATA Jumbo Case |
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Gibson AJ Advanced Jumbo Guitar $1599.36 Gibson AJ Advanced Jumbo Guitar |
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Road Runner Jumbo Stick Bag $20.99 Road Runner Jumbo Stick Bag |
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Guild F-50 Jumbo Acoustic Guitar $2799.99 Guild F-50 Jumbo Acoustic Guitar |
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Straw,Jumbo,Wrpd Flex,We $3.99 STRAW,JUMBO,WRPD FLEX,WH |
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JUMBO THERM PRINTHEAD CLN PENS $16.99 JUMBO THERM PRINTHEAD CLN PENS |
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Tissue,Bath,Jumbo Roll,We $59.99 TISSUE,BATH,JUMBO ROLL,WE |
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Smurfs Jumbo Coloring & Activity Book $8.52 Smurfs Jumbo Coloring & Activity Book |
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Jumbo Book of Teacher Tips and Timesavers $19.4 Jumbo Book of Teacher Tips and Timesavers |
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Lisa Frank Jumbo Poster Pad $16.4 Lisa Frank Jumbo Poster Pad |
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JUMBO ANIEBIET: BRAND NEW DAY $16.37 JUMBO ANIEBIET: BRAND NEW DAY |
Categories: Acne